This is something pretty interesting...Starting September/2010, employer-sponsored (and other) group health plans and health insurance issuers are prohibited from requiring co-pays for all preventive services recommended by an independent expert panel, the United States Preventive Services Task Force. Co-pays are also eliminated for certain recommended immunizations, breast cancer screenings and other preventive care/screenings for women and children. However, this requirement does not apply to “grandfathered” health plans, which are defined in PPACA as any plan in which at least one individual was enrolled as of March 23, 2010.

Note: Pay careful attention to the cost-sharing requirements for office visits under this rule.

Seat-belt use reduces the risk of serious injury by 45% (National Highway Traffic Safety Administration). A decision that takes two seconds to make could change your life, and the lives of those you love, forever. Please share this video with your friends and help increase awareness of this issue.

What mistakes have you made when purchasing insurance? Share your story below. If you have questions about any of these five mistakes, contact us so that we can make sure you get the right coverage without breaking the bank.